Rough progression steps with bitcoin self custody:
1. Smartphone wallet
2. Hardware wallet
3. Hardware wallet + passphrase
4. multi-sig

Advance up the levels as your bitcoin stack grows.

@stephanlivera 1. Smartphone wallet with + passphrase...

Done

@max @stephanlivera True dat. We can help noobs go much further with just a BIP39 passphrase + redundant backups than with complex multisig setups. Few.

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